Low-fee instant payments,
unchallengeable.

PaySts applies low collection fees that are significantly lower than traditional payment circuits. For payers (end customers) the fees are zero. Costs are borne by the supplier at transparent rates, dramatically lower than credit cards (1.5%–3.5%) and traditional gateways.

Credit cards and traditional gateways charge between 1.5% and 3.5% per transaction, plus monthly fixed costs and chargeback fees. PaySts offers affordable payment collection with low and transparent fees, no dispute costs and no hidden charges. For businesses with significant volumes, annual savings can be very substantial.

With PaySts the supplier creates a payment request directly from the platform. The corporate customer authorises the instant bank transfer in their home banking: no credit card, no chargebacks, low B2B collection fees. A secure and affordable B2B payment solution operating across the entire SEPA area.

Yes. PaySts is the affordable payment collection solution designed for SMEs and professionals who want to collect payments without high fees. Onboarding is fast, requires no complex infrastructure, and the low collection fees make it accessible even for those managing medium or small volumes.

Yes. PaySts was built as an alternative to expensive payment gateways. Unlike Stripe, PayPal or card circuits, PaySts uses instant bank transfer via Open Banking: low fee payment gateway equivalent, zero chargebacks, unchallengeable payments. Ideal for businesses seeking low cost payment collection without compromising on banking security.

An unchallengeable payment is a bank transfer authorised directly by the customer in their own bank using their credentials. Once executed, it cannot be revoked or disputed (no chargebacks). This eliminates bad debt risk, reduces dispute management costs and guarantees immediate liquidity — something no traditional gateway can offer.

No. PaySts operates across all 36 SEPA countries: Italy, Germany, France, Spain, the Netherlands and all others. A single circuit for low fee B2B and B2C collections from Italian and European customers, with no additional costs for cross-border payments.

PaySts fees are invoiced on the 1st of the following month, not deducted from each individual transaction as is the case with credit cards and traditional gateways. This means every payment you receive is credited at 100% of its value: a concrete advantage for your company's cash flow, especially for businesses handling high volumes or frequent collection cycles.

PaySts is suitable for any sector managing B2B or B2C payments: tourism, energy, pharmaceutical, retail, e-commerce, insurance, finance, real estate, hospitality and hotels. In all these contexts, low collection fees represent a concrete competitive advantage over traditional payment methods.

The storefront is the digital shop every PaySts merchant can publish in a few clicks: a product catalogue with photos and prices, promotions and instant payout via bank transfer. Customers browse the shop on a dedicated address, buy, and can contact the merchant directly.

Each promotion can have an expiry with a live countdown shown to customers and a number of seats/stock that automatically decreases with every sale. This creates urgency and manages limited quantities without overbooking. Products and offers show "Only N left" or "Sold out" in real time.

Privè by PaySts is the app for end customers: personalised shop offers, push notifications and one-tap QR payments. It's a web app (PWA) and needs no store: open it in your phone's browser and add it to your Home screen — on Android via the browser menu "Add to Home screen", on iPhone via Share → "Add to Home Screen". See how to install it.

Every product page and the shop's "Information" page has a "Request information" button: the customer fills in a short form and the message is emailed to the merchant, who replies directly. Sales and services remain the responsibility of each individual merchant, whom the customer should refer to.

Upload a ready contract in DOC or PDF, send it to the signer and they sign it remotely with full legal value from their own device. Every step is tracked in the dashboard (sent, viewed, signed) and the system sends automatic reminders until it's signed.

No. Managing and signing contracts remotely requires no fixed fees or monthly plans: activate the service when you need it, with no recurring costs. You simply attach your documents in DOC or PDF and send them for signature, with a flow designed to be simple for everyone.

Yes. Create the promotion once from the dashboard and PaySts publishes it automatically to its own official channels: Facebook, Instagram, Google and WhatsApp. Publishing takes place exclusively on PaySts' channels, not on the merchant's own profiles or pages: you don't connect any account or manage separate logins. Everything from a single panel.

Yes. In addition to automatic organic publishing on PaySts' channels, from the same dashboard you can turn a promotion into a sponsored campaign with one click, choosing your budget, to reach a wider audience on Facebook, Instagram, Google and WhatsApp. Publishing remains exclusively on PaySts' channels, not the merchant's. No marketing skills required.